Expert mortgage solutions for every property journey
It can be overwhelming when you start your search for a mortgage, especially if you’re facing something more complex. That’s why, at Simmonds Mortgage Services, we simplify the process with clear, honest advice tailored to your situation.
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Your goals, backed by real mortgage expertise
We don’t just find you a mortgage, we help you make the right choice.
Our client-first, proactive approach means we take the time to get to know you before jumping into any mortgage talk. We listen to your goals, anticipate challenges, and guide you through each step of the mortgage process. And don’t worry, once we’ve got all the information we need from you, we do all the heavy lifting, from calculating your affordability to comparing lenders and talking to them on your behalf.
Our mortgage services, tailored to you
Remortgaging
Home Mover Mortgages
First-time Buyer Mortgages
Buy-to-Let Mortgages
HMO Mortgages
Foreign income mortgages
Joint-Buyer Sole Proprietor Mortgages
High Net Worth Mortgages
Not sure which one you need? Get in touch with one of our mortgage experts, and they’ll point you in the right direction.
Why clients choose Simmonds Mortgage Services
What sets us apart isn’t just what we do, but how we do it.
Advice that’s built around you
We get to know your financial situation in full and offer forward-thinking support that helps you reach your goals faster.
Expert help with complex cases.
We excel at finding solutions to complex problems, particularly for non-traditional incomes and property types.
Honest, open communication.
We explain every step and keep you updated, so you’re never left wondering where things stand.
Support beyond the application.
We’re here for the long run. Clients return to us again and again because they trust us to act in their best interest.
How we’ve been able to help our customers
Simmonds Mortgage Services is proud of the service we deliver to our loyal customers. Please see the examples below in our case studies and customer reviews.
How we helped a self-employed couple keep two properties
Our clients were approaching retirement when they were advised to sell their buy-to-let to pay off the interest-only mortgage on…
How equity release can clear debt and ease financial pressure in retirement
If you’re approaching retirement and feeling the pressure of rising costs, existing debts, or limited income, you’re not alone. This…
Converting a home into a limited company HMO and purchasing a new property
Thinking about turning your current home into an HMO, but worried lenders will say no? Our client needed to convert…
Self-employed IT contractor mortgage with adverse credit
Our client is a self-employed IT contractor and director of a limited company in Wokingham. He works on a day-rate…
Securing funds for property repairs for a Hampshire homeowner with bad credit
Our client needed money quickly for essential home improvements, but his less-than-ideal credit history made it hard to get a…
Helping a first-time foreign national landlord secure a buy-to-let mortgage
Our client needed expert guidance to navigate a particularly complex buy-to-let investment. Fortunately, they found Simmonds Mortgage Services, an experienced…
Sui Generis HMO investor
Options were thin for our client, an experienced Sui Generis HMO investor, who faced setbacks after a low and inaccurate…
Foreign income mortgage for retiree- London
Retired and earning his pension in Euros, our client faced a number of hurdles, with lenders unwilling to accommodate his…
Andrew’s blog
Getting a mortgage can be scary but you don’t have to feel alone. Simmonds Mortgage Services are experts for a reason and we love to share our knowledge. Read Andrew’s blog to learn more about mortgages.
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Ready to discuss your mortgage?
Whether you’re taking your first step onto the property ladder, looking to remortgage, or facing a unique financial challenge, our experts are ready to help. Speak to a friendly, experienced broker today and find out what’s possible.