Critical Illness Cover

Family is important; that’s why it’s best to get expert advice to help protect what matters, when it matters!

What is Critical Illness Cover?

A Critical Illness plan is designed to pay out a lump sum on the diagnosis of certain specified illnesses. It is often ‘bolted on’ to a life assurance policy as an additional benefit but can also be a standalone plan.

Who is Critical Illness Cover for?

This type of plan is designed for those individuals or families who want a lump sum if they are diagnosed with a serious illness. As an example, this lump sum could be used to repay a loan, mortgage, or perhaps pay for time off work. The lump sum could even be used to pay for any necessary alterations to your home.

The quality of cover and the illnesses covered can vary significantly between different providers. Simmonds Mortgage Services we can help you find the plan that best meets your requirements.